Citizenship by investment is precisely what it sounds like — a legal pathway to a second nationality in return for a financial contribution to a country’s economy.

The concept is simple: governments offer citizenship to wealthy individuals who invest a specified amount in real estate, government bonds, or national development funds. In turn, investors get the benefits of full citizenship — including a second passport.

According to Mehdi Malla, a director at Henley & Partners (a global authority on investment migration), CBI programs benefit both parties: “Individuals gain global mobility and access, while countries attract capital to boost their economies.”

In short, it’s a win-win for everyone — if you’ve got the funds.

Photo: unsplash.com/@ethanrwilkinson

Why Get a Second Passport Through Investment?

There’s a long list of reasons why high-net-worth individuals (HNWIs) and even digital nomads consider second citizenship. Here's what makes it such an appealing option:

1. More Travel Freedom

A second passport often provides visa-free or visa-on-arrival access to over 140 countries. If your primary passport has limited travel freedom, this can be a game-changer.

2. Financial and Asset Security

Second citizenship is like an insurance policy — it can protect your assets, diversify your banking options, and even improve tax efficiency, depending on the country.

3. Family Opportunities

Want your kids to have better access to education or healthcare? Many CBI programs allow you to include family members in a single application.

4. Political and Economic Stability

If your home country faces uncertainty, having a second nationality gives you a backup plan — a safe, stable place to live or retreat to.

5. Business Expansion

Looking to grow your international presence? A second passport can unlock new markets, banking systems, and business-friendly environments.

In today’s unpredictable world, dual citizenship isn’t just a luxury — it’s a smart, strategic asset.

Which Countries Offer Citizenship by Investment (CBI)

Antigua and Barbuda: $230,000

Austria: "Substantial contribution"

Cambodia: $245,000

Dominica: $200,000

Egypt: $250,000

Grenada: $235,000

Jordan: $750,000

Malta: €600,000

North Macedonia: €200,000

St. Kitts and Nevis: $250,000

St. Lucia: $240,000

Turkey: $400,000

Vanuatu: $130,000

Popular Countries Offering Residency by Investment (Golden Visa)

Costa Rica: $150,000

Cyprus: €300,000

Greece: €250,000

Hong Kong: ~$3,860,000

Hungary: €250,000

Italy: €250,000

Jersey: ~$2,270,000 and $325,000 in annual taxes

Latvia: €60,000

Luxembourg: €500,000

Malaysia: $212,000

Malta: €175,000

Mauritius: $375,000

Montenegro: Real estate acquisition and legal entity registration

New Zealand: ~$3,000,000

Panama: $100,000

Portugal: €250,000

Singapore: ~$7,570,000

Spain: €500,000

Switzerland: ~$289,000

Thailand: $1,500 to $25,000

United Arab Emirates: $550,000

United Kingdom: Innovative, scaling business